Royal Sundaram is basically a joint venture between Sundaram Finance and Royal & SunAlliance which are among the leading insurance groups of the world with more than 20 million customers worldwide. The insurance claims services by Royal Sundaram Alliance are simple and claim procedure is quick. It offers family health insurance group plan which work as a mediclaim policy for its group members.

Royal Sundaram Alliance Group Insurance Family Health Insurance

Family Health Insurance policy is an online and comprehensive health plan that is specially designed to provide complete protection and Health Insurance coverage to the insured and his/her family.

This plan allows offers coverage to insured eligible member of the group along with the dependants including spouse, children (above 90 days) and dependent parents (up to 50 years).

One can also renew the policy up to maximum age of 70 years for adults and up to age of 21 years for dependent children.

Coverage

The options available under Family Health Insurance Coverage policy are mentioned below.

· Health & medical insurance coverage for 2 adults

· Health & medical insurance coverage for 2 adults + 1 Dependant Child

· Health & medical insurance coverage for 2 adults + 2 Dependent Children

· Health & medical insurance coverage for 2 adults + 3 Dependent Children

This family health insurance policy is a floater where the hospitalization sum insured will be floater among all the covered family members.

Features

The main features of Family Health Insurance Coverage are mentioned below.

· No Documentation required for Family Health Insurance

· Cashless facility in more than 3000 hospitals across India

· Income Tax benefit under section 80D of the IT Act

· No Medical Examination required for Family Health Insurance

· Instant Family Health Insurance Coverage

Period of Insurance

The Period of Insurance applicable for this plan includes one year and two years.

Sum Insured

It is a floater family health insurance policy where the hospitalization sum insured will be floater between the group members.

Benefits

The benefits offered by family health insurance policy are as mentioned below.

· Covers the expenses incurred towards hospitalization for a period exceeding 24hrs

· For every claim free year of the policy, the Cumulative Bonus Sum Insured is progressively increased by slab of 5% up to a maximum of 50%

· After 4 continuous years of insurance, the Cumulative Bonus is not considered during admitting liability for pre-existing disease

· Offers coverage for the diseases contracted or injury sustained during the period of Insurance

· Offers reimbursement for Master Health Check-up up to maximum charges of Rs 1500 per Insured person

· Pre hospitalization expenses for 30 days and Post hospitalization expenses for 60 days respectively

· Covers the expenses on Ambulance charges in emergency up to a limit of Rs.1000 per claim

For more details regarding Group Insurance plans, please contact at following address:

Address

Royal Sundaram Alliance Insurance Company Limited

Sundaram Towers 45 & 46,

Whites Road,

Chennai 600 014

Related posts:

  1. Iffco Tokio’s Group Insurance
  2. Oriental Insurance Group Mediclaim Insurance Policy
  3. HDFC Ergo Group Insurance Plans
  4. Icici Lombard Group Mediclaim Insurance Policy
  5. Group Travel Insurance